Stop Auto Insurance Rate Increases in NY

Dear [recipient’s full name will go here],

Most New Yorkers are paying over $4,000 a year for car insurance – nearly double the national average. These sky-high premiums are putting enormous financial pressure on families, seniors, and small businesses across our state.

A major reason for these excessive costs is rampant fraud in the auto insurance system, particularly staged car crash schemes. Criminal networks deliberately cause accidents and submit fraudulent claims, driving up costs for insurers and forcing everyday New Yorkers to pay the price through higher premiums. 

Governor Hochul is taking decisive action to address this affordability crisis. Her plan targets the real drivers of rising auto insurance costs by closing long-standing loopholes, cracking down on fraud, and modernizing outdated rules that no longer serve New Yorkers. This smart, balanced approach focuses on accountability and fairness—without sacrificing consumer protections.

Auto insurance should be affordable and reliable, not a growing burden caused by abuse of the system. Governor Hochul’s proposal represents a meaningful step toward relief for everyday New Yorkers while strengthening the integrity of our insurance laws.

I urge you to support the Governor’s bold plan to lower auto insurance rates and help make New York a more affordable place to live and work. More information about this effort is available at citizensforaffordablerates.com.

Thank you for your leadership and for standing up for New York consumers.

Sincerely,
[Your name here]