Don’t Let Politicians Raise Our Insurance Rates

These are the letters being sent to your lawmakers:


Don’t Let Politicians Raise Our Insurance Rates


It’s time to once again tell your legislators: oppose this legislation that could risk making insurance more expensive for Oregon families and small businesses when they can least afford it.

This session, the bills are House Bills 3242 and 3243. While proponents of these bills claim they will bolster consumer protection by taking aim at insurance companies, the bills would actually undermine the existing strong protections we have for consumers and risk hiking premiums – as similar policies already have in other states.

House Bills 3242 and 3243 could:

  1. Increase the cost of resolving claims, which can impact the cost of insurance for homeowners, drivers, renters, business owners, and medical professionals.


  2. Increase lawsuits by creating a new right to file not just one, but two lawsuits on a single claim for damages.

We need your help to ensure legislators hear from our coalition about opposing these bills! Take Action today using our easy-to-use online tool to tell your legislators to oppose this legislation.



I am already struggling with cost-of-living increases across the board. Now is the worst time to risk higher insurance rates. House Bills 3242 and 3243 would seriously disrupt our insurance market, undermine protections for families and small businesses, and may risk making insurance more expensive at a time Oregonians can least afford it.

When other states have adopted these policies, insurance rates for their residents rose drastically. These policies impose new costs on insurers, which studies show may raise premiums for policyholders like me. I don’t need higher insurance costs on top of everything else, especially when Oregon already has strong protections for consumers.

Oregonians can already bring a lawsuit or file a complaint with the state’s insurance commissioner if they feel they have been treated unfairly. Not to mention that this is a critical moment for the state to be protecting consumers who are facing many scams and price gouging. Expending public dollars to support a new area of private litigation is not the best use of tax dollars, particularly in tight fiscal times.

Say no to House Bills 3242 and 3243 and help protect struggling Oregonians like me!


Thank You Page Copy

Thank you for joining Fighting Against Increased Insurance Rates for Oregonian (FAIIR)’s mission to protect Oregon families and businesses from increased insurance costs, especially when they can least afford it. We aim to defeat proposals that would increase the costs of auto, home, and renters’ insurance in Oregon and stand ready to work with lawmakers to improve the affordability and access to insurance products.

We will periodically send updates on this petition and other ways you can join the fight to protect our families, our property and our communities.

In the meantime, you can find out more by exploring our website []


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